About Us

(916) 945-6242
info@cahome.loans

JOE ALVES

MANAGING PARTNER

With over 20 years of unparalleled expertise in the mortgage industry, Joe is not just a broker—he’s a trusted advisor, a financial architect, and a passionate advocate for his clients. His deep commitment to helping people achieve their dreams is the cornerstone of his success, making him the go-to expert for those seeking the very best in mortgage solutions. Joe’s work transcends the transactional; he is dedicated to crafting personalized financial strategies that empower his clients to take control of their futures. To Joe, being entrusted with someone’s financial well-being is not just an honor—it’s a responsibility he approaches with the utmost care and precision. His clients don’t just choose him for a loan; they choose him as a lifelong partner in their financial journey.

When Joe isn’t orchestrating financial success for his clients, he channels his energy into the pursuits that fuel his own passion and creativity. Whether he’s hitting the golf course, conquering a mountain trail on his bike, carving through fresh powder on his snowboard, or exploring new destinations with his family, Joe approaches life with the same enthusiasm and dedication that have made him a standout in his field.

NMLS #57425
DRE #01745069
Licensed in California, Arizona, Colorado, Florida, Hawaii, Idaho, Michigan, Oregon, Tennessee, Texas, Utah

CONTACT
joe@cahome.loans
916-945-6242

JAY MARTIN

CHIEF COMMERCIAL OFFICER

As Chief Commercial Officer, Jay brings more than two decades of experience spanning retail, broker, and correspondent lending channels. His deep industry knowledge, combined with a background in venture capital, empowers him to identify strategic growth opportunities and cultivate high-impact partnerships that align with the evolving needs of the market. Known for his integrity and relationship-first approach, Jay is a trusted referral partner to many of the industry’s most respected professionals. His 360-degree understanding of the mortgage and real estate landscape allows him to deliver solution-driven guidance tailored to both clients and collaborators.

Outside of his professional role, Jay is a devoted father who values quality time with his daughters and family. A lifelong athlete and avid golfer, he brings the same focus, discipline, and heart to his personal life as he does to his work—believing that lasting success is rooted in authentic relationships.

CONTACT
jay@cahome.loans
310-343-3981